Frequently Asked Questions

Life insurance provides financial protection for your loved ones in the event of your passing. It ensures that your family can maintain their lifestyle, cover outstanding debts, and handle funeral expenses. It's a crucial aspect of responsible financial planning. 

The amount of coverage you need depends on various factors, including your financial obligations, income, and future goals. A general rule is to have coverage that is 5-10 times your annual income. However, a personalized assessment with your trusted agent can provide a more accurate estimate. 

There are several types of life insurance, including Term Life, Whole Life, and Universal Life. Each provide different benefit to the insured. Choosing the right type depends on your individual needs and goals.